Joz Solutions
Joz Solutions
Partner · Protect · Grow
Protect · Business Insurance

Coverage that keeps the business moving.

Insurance is more than a policy — it's the reason a project doesn't stall, a contract doesn't slip, and a bad day doesn't become a bad year. We build coverage around how your business actually operates.

Outcomes, not features

What actually changes in your business.

Right coverage, no gaps

Policies tailored to your trade, your crews, and the contracts you actually sign.

COIs in hours, not days

On-demand certificates so a paperwork delay never costs you a job again.

Real risk management

Guidance on claims, subs, and exposures — so you stop paying to learn things the hard way.

On-demand COIs

The certificate that wins the contract.

A homeowner calls Monday morning. The GC needs a Certificate of Insurance before you can start Tuesday. Most agents take 48–72 hours. That's how contracts quietly go to somebody else.

We built a faster path — issue additional insureds and COIs in hours, not days. Because the fastest, most professional response wins the job.

Roofer

Storm response — COI to GC same morning, job locked by noon.

HVAC

Commercial retrofit — additional insured issued before the walkthrough.

Remodeler

HOA-required certificate turned in ahead of the neighbor's contractor.

What's inside

Every capability under one roof.

You get the depth of a specialized team without the drag of coordinating one.

Commercial insurance
General liability
Workers compensation
Commercial auto
Business owners policies (BOP)
Professional liability
Risk management consulting
Certificates of insurance (COIs)
On-demand & same-day COIs
Additional insured endorsements
How we work

A calm, deliberate process.

01

Review

We audit your current policies and identify overlaps, gaps, and overpayment.

02

Design

We shape coverage around your trade, your contracts, and your growth plan.

03

Place

We shop the market and place you with carriers that actually understand your work.

04

Support

COIs, claims, questions, renewals — one call, one team.

Who it's for

Built for the businesses that build.

  • Roofers, HVAC, plumbing, and electrical contractors
  • Remodelers, landscapers, and specialty trades
  • General contractors and construction firms
  • Home service businesses of every size
Expected results

What you can plan around.

  • Same-day certificates on active jobs
  • Fewer surprises at renewal
  • Coverage that matches how you actually work
  • One agent who picks up the phone
Frequently asked

Answers, without the fluff.

Let's talk

Let's Build What's Next.

Tell us where your business is today. We'll help you discover where it could be tomorrow. No pressure. No obligation. Just a conversation.